Here's What You'll Need
Mortgage, 首页 Equity and Equity 信贷额度
- SSN或ITIN
- 出生日期
- Address
- Employment information and income
- Approximate total debt
以下是我们在之后的过程中可能会提出的一些要求:
- Paystubs for the last 30 days
- 最近的两张w -2表格
- 2 most recent tax returns
- 2 most recent bank statements
- 首页owners insurance declarations page
For a detailed list of documentation, see our Mortgage Application Document Checklist.
15年期固定利率
所提供的信息假定贷款的目的是对现有的由不动产担保的贷款进行再融资, with a loan amount of $300,000 and an estimated property value of $375,000 (80% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为750,折扣点数为0.500, with $1,939 in finance charges.
6分.625% interest rate, the APR for this loan type is 6.849%. 付款不包括税金和保险费(如适用). The monthly payment schedule would be:
180 payments of $2,633.98
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.
15/1的手臂
所提供的信息假定贷款的目的是对现有的由不动产担保的贷款进行再融资, with a loan amount of $300,000 and an estimated property value of $375,000 (80% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为750,包含折扣点 .50%, 1248美元.00美元的财务费用.
- 在最初的固定利率期结束后,您的利率可能会发生变化. 您的利率将基于当前指数(1年期国债)和保证金(3年期国债).00%) stated on your loan NOTE. Ex. 1 Year Treasury CMT Weekly was 5.截至23年2月24日. 如果你的汇率在2/24/23改变,它将调整为8.05% (5.05% 1 Year Treasury + 3.00%保证金).
6分.125% interest rate, the APR for this loan type is 6.507%. 付款不包括税金和保险费,如果适用的话. The monthly payment schedule would be:
180 payments of $1,822.70
180 payments of $2,032.34
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.
30年期固定利率
所提供的信息假定贷款的目的是对现有的由不动产担保的贷款进行再融资, with a loan amount of $300,000 and an estimated property value of $375,000 (80% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为750,折扣点数为0.500, with $1,939 in finance charges.
7分.500% interest rate, the APR for this loan type is 7.644%. 付款不包括税金和保险费(如适用). The monthly payment schedule would be:
360 payments of $2,097.64
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.
Jumbo 30年期固定利率
所提供的信息假设贷款的目的是对现有的房地产担保贷款进行再融资, with a loan amount of $770,000 and an estimated property value of $1,100,000 (70% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为740,折扣点数为0.500, with $1,969 in finance charges.
7分.125% interest rate, the APR for this loan type is 7.211%. 付款不包括税金和保险费(如适用). The monthly payment schedule would be:
360 payments of $5,187.63
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.
5/6的手臂
所提供的信息假定贷款的目的是对现有的由不动产担保的贷款进行再融资, with a loan amount of $300,000 and an estimated property value of $375,000 (80% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为750,包含折扣点 .50%, 1248美元.00美元的财务费用.
- 在最初的固定利率期结束后,你的利率可能每六个月改变一次. 您的利率将基于当前指数(SOFR)和保证金(3).00%) stated on your loan NOTE. Ex. SOFR为4.截至23年2月24日,50%. 如果你的汇率在23年2月24日发生变化,它将调整为7.50% (4.50% SOFR指数+ 3.00%保证金).
5分.50% interest rate, the APR for this loan type is 6.782%. 付款不包括税金和保险费(如适用). The monthly payment schedule would be:
60 payments of $1,703.37
付款2,049美元.83
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.
7/6的手臂
所提供的信息假定贷款的目的是对现有的由不动产担保的贷款进行再融资, with a loan amount of $300,000 and an estimated property value of $375,000 (80% ltv). 该物业位于华盛顿州奥林匹亚,位于瑟斯顿县. 该物业是一个现有的单户住宅,被用作主要住宅. 利率锁定期为45天,假设信用评分为750,包含折扣点 .50%, 1248美元.00美元的财务费用.
- 在最初的固定利率期结束后,你的利率可能每六个月改变一次. 您的利率将基于当前指数(SOFR)和保证金(3).00%) stated on your loan NOTE. Ex. SOFR为4.截至23年2月24日,50%. 如果你的汇率在23年2月24日发生变化,它将调整为7.50% (4.50% SOFR指数+ 3.00%保证金).
5分.750% interest rate, the APR for this loan type is 6.677%. 付款不包括税金和保险费,如果适用的话. The monthly payment schedule would be:
84 payments of $1,750.72
276付款2038.24
Here's what you'll need 开始吧.
Estimate your monthly payment with our 抵押贷款再融资 Calculator.